:root {
    --ink: #0d2240;        /* headings, deep navy */
    --brand: #0362a9;      /* logo blue */
    --brand-deep: #0a4680; /* about / panels */
    --dot: #0362a9;        /* marker colour, matches the logo */
    --text: #3b4656;       /* body copy */
    --muted: #6b7686;
    --line: #dfe4ec;
    --mist: #f3f6fa;
    --white: #ffffff;

    --serif: "Newsreader", Georgia, "Times New Roman", serif;
    --sans: "Figtree", "Helvetica Neue", Arial, sans-serif;

    --wrap: 1200px;
    --gutter: clamp(16px, 4vw, 48px);
  }
  * { margin: 0; padding: 0; box-sizing: border-box; }
  html { scroll-behavior: smooth; }
  body {
    font-family: var(--sans);
    font-size: 17px;
    line-height: 1.65;
    color: var(--text);
    background: var(--white);
    min-height: 100vh; display: flex; flex-direction: column;
    -webkit-font-smoothing: antialiased;
    text-rendering: optimizeLegibility;
  }
  a { color: inherit; }
  img { display: block; max-width: 100%; }
  :focus-visible { outline: 2px solid var(--brand); outline-offset: 3px; border-radius: 2px; }
  .wrap { width: 100%; max-width: var(--wrap); margin: 0 auto; padding: 0 var(--gutter); }

  /* ---------- type scale ---------- */
  h1, h2, h3 { font-family: var(--serif); font-weight: 400; color: var(--ink); letter-spacing: -0.01em; }
  .t-hero { font-size: clamp(40px, 5.6vw, 76px); line-height: 1.06; font-weight: 300; letter-spacing: -0.02em; }
  .t-page { font-size: clamp(36px, 4.4vw, 58px); line-height: 1.1; font-weight: 300; letter-spacing: -0.015em; }
  .t-lead { font-family: var(--serif); font-size: clamp(21px, 2vw, 26px); line-height: 1.5; font-weight: 300; color: var(--ink); }
  .t-h3 { font-size: 24px; line-height: 1.25; }
  .t-small { font-size: 14px; line-height: 1.55; }
  p + p { margin-top: 1.1em; }
  .measure { max-width: 66ch; }

  /* ---------- header ---------- */
  .site-header {
    position: sticky; top: 0; z-index: 50;
    background: rgba(255,255,255,.96);
    backdrop-filter: saturate(160%) blur(8px);
    border-bottom: 1px solid transparent;
    transition: border-color .2s;
  }
  .site-header.scrolled { border-bottom-color: var(--line); }
  .header-inner { display: flex; align-items: center; justify-content: space-between; height: 100px; }
  .logo { width: 112px; flex: none; }
  .main-nav { display: flex; align-items: center; gap: 40px; }
  .main-nav a { text-decoration: none; }
  .nav-link {
    position: relative;
    font-size: 14.5px; font-weight: 500; letter-spacing: .02em;
    color: var(--muted);
    padding: 6px 0;
    transition: color .15s;
  }
  .nav-link:hover, .nav-link.active { color: var(--ink); }
  .nav-link::after {                  /* hairline under the current page */
    content: ""; position: absolute; left: 0; right: 0; bottom: -2px;
    height: 1px; background: var(--ink);
    transform: scaleX(0); transform-origin: left; transition: transform .25s ease;
  }
  .nav-link.active::after { transform: scaleX(1); }
  .btn {
    display: inline-flex; align-items: center; gap: 10px;
    font-family: var(--sans); font-size: 14.5px; font-weight: 500; letter-spacing: .03em;
    text-decoration: none; border-radius: 0;
    padding: 14px 28px; transition: background .15s, color .15s, border-color .15s;
  }
  .btn-primary { background: var(--brand); color: #fff; border: 1px solid var(--brand); }
  .btn-primary:hover { background: var(--brand-deep); border-color: var(--brand-deep); }
  .btn-ghost { color: var(--ink); border: 1px solid rgba(13,34,64,.28); }
  .btn-ghost:hover { border-color: var(--ink); }
  .main-nav .btn { padding: 10px 22px; background: transparent; color: var(--ink); border-color: rgba(13,34,64,.35); }
  .main-nav .btn:hover, .main-nav .btn.active { background: var(--ink); border-color: var(--ink); color: #fff; }
  .menu-toggle { display: none; background: none; border: 0; cursor: pointer; padding: 10px; margin-right: -10px; }
  .menu-toggle span { display: block; width: 22px; height: 1.5px; background: var(--ink); margin: 5px 0; transition: transform .2s, opacity .2s; }

  /* ---------- pages ---------- */
  @media (prefers-reduced-motion: no-preference) {
    .page:not(.page-home) { animation: fadein .45s ease both; }
  }
  @keyframes fadein { from { opacity: 0; } to { opacity: 1; } }
  ::selection { background: rgba(3,98,169,.16); color: var(--ink); }
  .page-head { padding: clamp(64px, 9vw, 120px) 0 clamp(40px, 5vw, 64px); }

  /* ---------- home ---------- */
  .hero {
    position: relative;
    height: calc(100vh - 101px);
    height: calc(100svh - 101px);
    min-height: 520px;
    display: flex; align-items: center;
    background: #dfe5ec 60% 20% / cover no-repeat;
    overflow: hidden;
  }
  .hero, .contact-visual { background-image: url("skyline.jpg"); }
  .hero::before {
    content: ""; position: absolute; inset: 0;
    background: linear-gradient(90deg, rgba(255,255,255,.97) 0%, rgba(255,255,255,.9) 36%, rgba(255,255,255,.45) 62%, rgba(255,255,255,.05) 85%);
  }
  .hero .wrap { position: relative; padding-top: 0; padding-bottom: 40px; }
  .hero-foot { position: absolute; left: 0; right: 0; bottom: 0; font-size: 12.5px; color: var(--muted); }
  .hero-foot .wrap { display: flex; justify-content: space-between; gap: 16px; padding-bottom: 22px; }
  .hero-foot a { text-decoration: none; color: var(--muted); }
  .hero-foot a:hover { color: var(--ink); }
  body.is-full .site-footer { display: none; }
  .hero h1 { max-width: 10.2em; text-wrap: balance; }
  .hero-sub { margin-top: 28px; max-width: 34em; font-size: 18px; color: var(--text); }
  .hero-actions { margin-top: 40px; display: flex; gap: 14px; flex-wrap: wrap; }
  @media (prefers-reduced-motion: no-preference) {
    .page-home .hero h1, .page-home .hero-sub, .page-home .hero-actions {
      animation: rise .9s cubic-bezier(.2,.7,.2,1) both;
    }
    .page-home .hero-sub { animation-delay: .12s; }
    .page-home .hero-actions { animation-delay: .22s; }
  }
  @keyframes rise { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }

  /* ---------- about ---------- */
  .about {
    position: relative;
    background: var(--brand-deep); color: #d3e0f0;
    min-height: calc(100vh - 101px); min-height: calc(100svh - 101px);
    padding: clamp(24px, 4vh, 48px) 0;
    display: flex; align-items: center; justify-content: center;
    text-align: center;
  }
  .about::before {                     /* soft light from above, keeps the navy from feeling flat */
    content: ""; position: absolute; inset: 0; pointer-events: none;
    background: radial-gradient(ellipse 70% 60% at 50% 0%, rgba(255,255,255,.07), rgba(255,255,255,0) 70%);
  }
  .about-inner { position: relative; display: flex; flex-direction: column; align-items: center; }
  .about-title {
    color: #fff; font-weight: 300;
    font-size: clamp(38px, 4.4vw, 60px); line-height: 1.1; letter-spacing: -0.01em;
  }
  .about-rule { display: block; width: 56px; height: 1px; background: rgba(255,255,255,.5); margin: clamp(20px, 3.4vh, 36px) 0; }
  .about-lead {
    max-width: 30em;
    font-family: var(--serif); font-weight: 300; color: #fff;
    font-size: clamp(21px, 1.9vw, 27px); line-height: 1.5; text-wrap: balance;
  }
  .about-body { max-width: 40em; margin-top: 22px; font-size: 17px; line-height: 1.75; color: #b9cce4; }

  /* ---------- investment strategy ---------- */
  .strategy-lead { max-width: 34em; margin-top: 24px; }
  .strategy { display: grid; grid-template-columns: 7fr 4fr; gap: clamp(40px, 7vw, 112px); padding-bottom: clamp(72px, 9vw, 120px); align-items: start; }
  .strategy-body { max-width: 66ch; }
  .strat-block { padding: 34px 0 38px; border-top: 1px solid var(--line); }
  .strat-block:last-child { padding-bottom: 0; }
  .strat-block h2 { font-size: clamp(24px, 2.1vw, 29px); line-height: 1.2; margin-bottom: 14px; }
  .panel { background: #f6f8fb; border-top: 2px solid var(--ink); padding: 34px 34px 38px; position: sticky; top: 132px; }
  .panel h2 { font-size: 19px; margin-bottom: 6px; }
  .panel ul { list-style: none; }
  .panel li { padding: 9px 0; border-bottom: 1px solid var(--line); color: var(--ink); font-size: 15.5px; }
  .panel li:last-child { border-bottom: 0; }
  .panel ul + h2 { margin-top: 28px; }

  /* ---------- contact ---------- */
  .contact {
    display: grid; grid-template-columns: 1fr 1fr;
    min-height: calc(100vh - 101px); min-height: calc(100svh - 101px);
  }
  .contact-text {
    align-self: center;
    padding: clamp(64px, 8vw, 112px) clamp(32px, 5vw, 80px) clamp(64px, 8vw, 112px) max(var(--gutter), calc((100vw - var(--wrap)) / 2 + var(--gutter)));
  }
  .contact-intro { margin-top: 24px; max-width: 30em; color: var(--text); }
  .contact-line {
    display: grid; grid-template-columns: 96px 1fr; align-items: baseline; gap: 16px;
    padding: 22px 0; border-bottom: 1px solid var(--line); max-width: 520px;
  }
  .contact-intro + .contact-line { margin-top: 44px; border-top: 1px solid var(--line); }
  .contact .label { font-size: 13.5px; letter-spacing: .04em; color: var(--muted); }
  .contact-mail {
    font-family: var(--serif); font-size: clamp(20px, 1.8vw, 24px); color: var(--ink);
    text-decoration: none; background-image: linear-gradient(var(--brand), var(--brand));
    background-size: 0 1px; background-repeat: no-repeat; background-position: 0 100%;
    transition: background-size .3s ease, color .2s; word-break: break-word;
  }
  .contact-mail:hover, .contact-mail:focus-visible { color: var(--brand); background-size: 100% 1px; }
  .contact-regions { font-family: var(--serif); font-size: clamp(18px, 1.6vw, 21px); color: var(--ink); }
  .contact-visual { position: relative; background-color: #dfe5ec; background-size: cover; background-position: 62% 30%; background-repeat: no-repeat; }
  .contact-visual::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(255,255,255,.55) 0%, rgba(255,255,255,0) 40%); }

  /* ---------- footer ---------- */
  .site-footer { margin-top: auto; background: var(--ink); color: #b9c6d8; font-size: 14px; }
  .footer-top { display: flex; justify-content: space-between; align-items: center; gap: 24px 40px; flex-wrap: wrap; padding: 40px 0 30px; border-bottom: 1px solid rgba(255,255,255,.12); }
  .footer-logo { width: 92px; }
  .footer-logo img { filter: brightness(0) invert(1); opacity: .95; }
  .site-footer nav { display: flex; gap: 12px 32px; flex-wrap: wrap; }
  .site-footer a { text-decoration: none; color: #dfe7f2; letter-spacing: .02em; }
  .site-footer a:hover { color: #fff; }
  .footer-bottom { display: flex; justify-content: space-between; align-items: flex-start; gap: 16px 48px; flex-wrap: wrap; padding: 20px 0 28px; font-size: 12.5px; color: #8e9db3; }
  .footer-bottom .disclaimer { max-width: 78ch; line-height: 1.6; }
  .footer-bottom p + p { margin-top: 0; }

  /* ---------- responsive ---------- */
  @media (max-width: 1080px) {
    .main-nav { gap: 22px; }
    .nav-link { font-size: 14px; }
  }
  @media (max-width: 900px) {
    .header-inner { height: 80px; }
    .logo { width: 86px; }
    .menu-toggle { display: block; }
    .main-nav {
      position: absolute; top: 80px; left: 0; right: 0;
      flex-direction: column; align-items: flex-start; gap: 0;
      background: #fff; border-bottom: 1px solid var(--line);
      padding: 8px var(--gutter) 24px;
      display: none;
    }
    .site-header.open .main-nav { display: flex; }
    .site-header.open .menu-toggle span:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
    .site-header.open .menu-toggle span:nth-child(2) { opacity: 0; }
    .site-header.open .menu-toggle span:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }
    .nav-link { width: 100%; padding: 14px 0; font-size: 17px; border-bottom: 1px solid var(--line); }
    .nav-link::after { display: none; }
    .nav-link.active { color: var(--brand); }
    .main-nav .btn { width: 100%; justify-content: center; }
    .main-nav .btn { margin-top: 18px; }
    .hero { height: calc(100vh - 81px); height: calc(100svh - 81px); min-height: 540px; }
    .hero-foot { display: none; }
    .hero::before { background: linear-gradient(180deg, rgba(255,255,255,.95) 0%, rgba(255,255,255,.85) 55%, rgba(255,255,255,.35) 100%); }
    .strategy { grid-template-columns: 1fr; }
    .contact { grid-template-columns: 1fr; min-height: 0; }
    .contact-visual { order: -1; height: 220px; }
    .contact-text { padding: 56px var(--gutter) 72px; }
    .panel { position: static; }
  }
  @media (max-width: 560px) {
    body { font-size: 16px; }
    .contact-line { grid-template-columns: 1fr; gap: 4px; }
    .footer-top { padding: 28px 0 22px; gap: 16px; }
    .footer-logo { width: 74px; }
    .site-footer nav { gap: 8px 22px; font-size: 13.5px; }
    .footer-bottom { padding: 16px 0 22px; gap: 10px; font-size: 11.5px; }
    .about { min-height: calc(100vh - 81px); min-height: calc(100svh - 81px); }
    .about-body { font-size: 15.5px; margin-top: 14px; }
    .about-rule { margin: 16px 0; }
    .about-title { font-size: 34px; }
    .panel { padding: 28px 22px; }
  }